Tuesday, February 15, 2011

What are RISK?

What are RISK?

I am not talking about the game RISK here (laughing out loud).
By the definition of RISK by Wikepedia (don't you just love the cyberworld!) - Risk is the potential that a chosen action or activity (including the choice of inaction) will lead to a loss (an undesirable outcome). The notion implies that a choice having an influence on the outcome exists (or existed). Potential losses themselves may also be called "risks". Almost any human endeavour carries some risk, but some are much more risky then others.

Do you know what is the RISK you face in life?
- Personal RISK
# Dying too soon
# Living death
# Living too long
# Child's education
# Wealth Creation

- Property RISK
# Loosing your property, either by accident or act of God.

- Liability RISK
# Violation of rights of others

How are we going to manage these RISK?
Seems like every answer to it also involves the this sign - $

There is no easy way to deal with it. Are you protected and ready to face these RISK?

Money is needed to finance your dreams and goals. Money is also needed to finance RISK.
Instead of waiting for the bomb to drop on you. Why not we prepare the umbrella before it rains?

Build strong financial foundation first!
Protect yourself! Protect your income! Protect your family!

Want to know the solution?

Security against Fear

Have you ever loved someone so much that you fear loosing that person?

I was so afraid of loosing him, even anything would have happen to him, I do not know how I will want to face my life.

That person could be your boyfriend, your husband, your mother, your father, even your child!

That fear makes you felt insecure.

What you going to do about it?

What if one day you left this wonderful world? How your family, friends and loved ones feel? Especially if you are the bread winner of the family.
What you leave behind for them?

Most people leave without notice. Never knowing what will happen tomorrow.
According to WHO (World Health Organization):
Nearly 3,500 people die on the world's roads every day. Tens of millions of people are injured or disabled every year. Children, pedestrians, cyclists and the elderly are among the most vulnerable of road users.

According to Royal Police Malaysia in year 2005:
Total Accident: 328,264 cases
Total Injury: 47,012 people
Is this figure increasing or decreasing by year 2010/2011?
With the number of vehicles sold increasing each year, I think we all know the answer. This is just Road accidents.

How about other cases? Like diseases?
Chronic Disease death toll in Malaysia for year 2002: 85,000
Common Diseases and Illnesses in Malaysia:
# AIDS
# Avian Influenza
# Brain Tumor
# Breast Cancer
# Cervical Cancer
# Chicken Pox
# Colon Cancer
# Dengue
# Diabetes
# Food Poisoning
# Hand, Foot and Mouth Disease
# Heart Attack
# Hepatitis B
# High Blood Pressure
# Stroke
# Systemic Lupus Erythematosus (SLE)
# Thalassemia


Is this number dropping? Answer is NO, in fact it will keep increasing with other diseases being introduced to the world. Remember the tragedy of Japanese encephalitis (J.E)? SARS? Influenza H1N1?

Is medical bill getting any cheaper?
Answer is NO.
In fact it is more and more expensive each year. As technology grows, hospital equipments are upgraded as well. Medical will never be cheap with Technology.

Are we prepared for all these?
What scare us most is, no matter how we want to prevent something from happening, tragedy still happens. Like said, no one can predict what will happen tomorrow. No matter how rich or poor you are, how healthy you are, you are bond to fall sick one day, just matter sooner, or later, major or minor.

Risk is everywhere. You could never see it coming. Are you ready for this?

Can share with me your solutions when you face this situation (even never or you had before)?

Do you really know how to LOVE?

How would one show love?
Have you ever asked yourself?
Is it saying 'I Love You' everyday means you REALLY love that person?
Is it buying a diamond ring, candies, flowers, teddy bears etc shows that you love someone?

You may say Yes, or you simply disagree.

The most outrages answer I heard before, unexpectedly coming from a guy I truly admire, he said, If I love her, I wouldn't just buy her gifts, or only have candle light dinner with her, I am those who will buy her insurance.

Why?

He answered, I want to give her security and assurance that I love her truly and eternally. Letting her know, no matter what happens, I am not leaving her alone to face it.

I think and think again. It may be true.

What say you?

Monday, February 14, 2011

How Love change in Life

From Coffee Bean Tea and Leaf in BSC, I have travel to Hartamas Shopping Centre in search for a decent meal. Unfortunately, no difference from any other restaurants. It is filled with love birds. It is a good thing. As without love, human has no hope, no dreams, no desire. Might as well not have a life.

Funny how I just started this blog, on the Love day itself. 14th February, Valentine’s Day. What a remarkable day to start Love&Life sharing blog. I walked past Chili’s just now. From outside I can see everyone inside. All happily chatting away. All of the sudden, it brings back memory of K and I.

Chili’s BSC, is the place we once dated. I still remember it is the first time I went to Chili’s, how he stole all the shrimps from my plate, we both just loved shrimps. K is the first person who taught me to love is to love with all heart. To care regardless how much or how little you love that person. He taught me to appreciate life and to love life. He would never allow me to drive after I drink, even if it is just a glass. That is how much he cared about life. He make sure I enjoy myself everytime we are together. He make sure I enjoy and appreciate every little thing. He sure knows how to make things fun for me. He make me realise how important it is for one to commit to something. I learn to tolerate and appreciate things, even I may not like it. Although we spent very little time together and I have lost him, but memories will still remain and kept in my heart.

Today, I asked myself, do I still look at life the same way? Do I still love the same way? How one show love?

How you show someone that you love them?

The START of Love & Life

As I am sitting here in a cafe sipping my coffee, am wondering how should I even start this.

It is never easy to talk about love, even harder to talk about life. How I see it both, even harder to tell by words. If you like to listen, I can slowly tell you personally ;)
However, to talk, I prefer more to listen. That way, you can tell me about your life, and I shall tell you how to love ;)

Love & Life is something that came to me one day, like a calling.. I started to think of certain rough path I been through, and it kind of hit me that in Life, love is important, and without love, there will not be a life created.

For those who are in my facebook (facebook(dot)com(slash)pru(dot)michelle) knows that once awhile I would talk about Love&Life, but I have not share about what is Love&Life about.

Here in this blog, I do hope I would able to share about Life and also Love to all :)

To reach this blogger, you can contact her by adding her on her facebook account: pru(dot)michelle or simply drop her a love mail to pru(dot)michelle(at)gmail(dot)com

Any comments and inquiries will be answered.